Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 76,609,000 | 79,704,000 | 79,579,000 | 78,949,000 |
| Total loans | 63,703,000 | 65,067,000 | 68,255,000 | 70,001,000 |
| Allowance for loan losses | 685,000 | 705,000 | 727,000 | 740,000 |
| Securities available for sale | 1,252,000 | 1,228,000 | 643,000 | 645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,164,000 | 56,004,000 | 56,291,000 | 56,148,000 |
| Interest-bearing deposits | 45,452,000 | 43,938,000 | 43,562,000 | 44,302,000 |
| Noninterest-bearing deposits | 10,712,000 | 12,066,000 | 12,729,000 | 11,846,000 |
| Equity capital | 5,666,000 | 6,137,000 | 5,693,000 | 5,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,767,000 | 4,290,000 | 5,825,000 |
| Interest expense | 276,000 | 557,000 | 885,000 | 1,259,000 |
| Net interest income | 1,053,000 | 2,210,000 | 3,405,000 | 4,566,000 |
| Noninterest income | 414,000 | 549,000 | 686,000 | 843,000 |
| Noninterest expense | 617,000 | 1,149,000 | 1,743,000 | 2,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 850,000 | 1,610,000 | 2,348,000 | 3,054,000 |
| Income tax | 216,000 | 502,000 | 781,000 | 1,048,000 |
| Net income | 634,000 | 1,108,000 | 1,567,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,639,000 | 6,113,000 | 5,672,000 | 5,262,000 |
| Total capital | 6,178,000 | 6,638,000 | 6,194,000 | 5,799,000 |
| Risk-weighted assets | 42,959,000 | 41,813,000 | 42,593,000 | 44,322,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.