Call reports 2017
BENCHMARK BANK — 2017
What BENCHMARK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 130,435,000 | 124,363,000 |
| Total loans | 109,078,000 | 105,658,000 |
| Allowance for loan losses | 1,107,000 | 1,088,000 |
| Securities available for sale | 1,881,000 | 1,621,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 105,042,000 | 98,580,000 |
| Interest-bearing deposits | 97,339,000 | 91,973,000 |
| Noninterest-bearing deposits | 7,703,000 | 6,607,000 |
| Equity capital | 16,961,000 | 17,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 1,580,000 | 3,173,000 |
| Interest expense | 215,000 | 433,000 |
| Net interest income | 1,365,000 | 2,740,000 |
| Noninterest income | 1,369,000 | 2,601,000 |
| Noninterest expense | 2,472,000 | 4,847,000 |
| Provision for loan losses | -42,000 | -96,000 |
| Pretax income | 304,000 | 590,000 |
| Income tax | 106,000 | 207,000 |
| Net income | 198,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 13,976,000 | 14,247,000 |
| Total capital | 15,083,000 | 15,335,000 |
| Risk-weighted assets | 96,036,000 | 90,779,000 |