Call reports 2016
BENCHMARK BANK — 2016
What BENCHMARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,263,000 | 125,962,000 | 137,172,000 | 132,314,000 |
| Total loans | 103,201,000 | 108,883,000 | 115,420,000 | 109,816,000 |
| Allowance for loan losses | 1,424,000 | 1,319,000 | 1,325,000 | 1,187,000 |
| Securities available for sale | 2,337,000 | 2,255,000 | 2,196,000 | 1,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,741,000 | 104,979,000 | 119,814,000 | 109,885,000 |
| Interest-bearing deposits | 78,734,000 | 81,279,000 | 104,826,000 | 99,694,000 |
| Noninterest-bearing deposits | 26,007,000 | 23,700,000 | 14,988,000 | 10,191,000 |
| Equity capital | 11,958,000 | 12,255,000 | 16,484,000 | 16,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,895,000 | 4,464,000 | 6,084,000 |
| Interest expense | 141,000 | 276,000 | 473,000 | 693,000 |
| Net interest income | 1,290,000 | 2,619,000 | 3,991,000 | 5,391,000 |
| Noninterest income | 1,438,000 | 2,941,000 | 4,906,000 | 6,462,000 |
| Noninterest expense | 2,522,000 | 5,098,000 | 8,007,000 | 10,606,000 |
| Provision for loan losses | -149,000 | -173,000 | -147,000 | -256,000 |
| Pretax income | 355,000 | 635,000 | 1,037,000 | 1,503,000 |
| Income tax | 0 | 1,000 | -3,814,000 | -3,652,000 |
| Net income | 355,000 | 634,000 | 4,851,000 | 5,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,855,000 | 12,141,000 | 13,305,000 | 13,786,000 |
| Total capital | 13,183,000 | 13,391,000 | 14,560,000 | 14,973,000 |
| Risk-weighted assets | 106,121,000 | 99,991,000 | 99,160,000 | 94,366,000 |