Call reports 2012
BENCHMARK BANK — 2012
What BENCHMARK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,636,000 | 110,953,000 | 113,600,000 | 113,908,000 |
| Total loans | 90,435,000 | 89,040,000 | 93,118,000 | 90,098,000 |
| Allowance for loan losses | 3,086,000 | 2,776,000 | 2,578,000 | 2,316,000 |
| Securities available for sale | 1,858,000 | 1,697,000 | 1,568,000 | 1,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,820,000 | 96,913,000 | 100,381,000 | 102,427,000 |
| Interest-bearing deposits | 88,183,000 | 82,693,000 | 84,505,000 | 81,488,000 |
| Noninterest-bearing deposits | 9,637,000 | 14,220,000 | 15,876,000 | 20,939,000 |
| Equity capital | 9,254,000 | 8,554,000 | 7,438,000 | 5,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,686,000 | 3,894,000 | 5,082,000 |
| Interest expense | 267,000 | 492,000 | 693,000 | 876,000 |
| Net interest income | 1,035,000 | 2,194,000 | 3,201,000 | 4,206,000 |
| Noninterest income | 70,000 | -37,000 | 63,000 | -1,279,000 |
| Noninterest expense | 1,260,000 | 2,544,000 | 4,588,000 | 5,029,000 |
| Provision for loan losses | -191,000 | 271,000 | 462,000 | 1,222,000 |
| Pretax income | 36,000 | -658,000 | -1,786,000 | -3,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | -658,000 | -1,786,000 | -3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,175,000 | 8,488,000 | 7,367,000 | 5,832,000 |
| Total capital | 10,089,000 | 9,422,000 | 8,322,000 | 6,720,000 |
| Risk-weighted assets | 70,978,000 | 72,156,000 | 74,784,000 | 69,604,000 |