Call reports 2008
BENCHMARK BANK — 2008
What BENCHMARK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 120,284,000 | 124,747,000 | 137,553,000 | 146,908,000 |
| Total loans | 98,860,000 | 108,644,000 | 114,729,000 | 112,957,000 |
| Allowance for loan losses | 1,141,000 | 1,401,000 | 1,616,000 | 1,592,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,500,000 | 6,005,000 | 8,499,000 | 14,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,354,000 | 103,960,000 | 116,818,000 | 119,818,000 |
| Interest-bearing deposits | 103,405,000 | 101,176,000 | 114,856,000 | 116,994,000 |
| Noninterest-bearing deposits | 1,949,000 | 2,784,000 | 1,962,000 | 2,824,000 |
| Equity capital | 14,245,000 | 14,378,000 | 14,433,000 | 14,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,137,000 | 6,351,000 | 8,387,000 |
| Interest expense | 1,086,000 | 2,152,000 | 3,211,000 | 4,331,000 |
| Net interest income | 942,000 | 1,985,000 | 3,140,000 | 4,056,000 |
| Noninterest income | 31,000 | 52,000 | 69,000 | 92,000 |
| Noninterest expense | 632,000 | 1,294,000 | 2,052,000 | 2,766,000 |
| Provision for loan losses | 127,000 | 387,000 | 770,000 | 968,000 |
| Pretax income | 214,000 | 356,000 | 387,000 | 414,000 |
| Income tax | 83,000 | 146,000 | 169,000 | 192,000 |
| Net income | 131,000 | 210,000 | 218,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,245,000 | 14,378,000 | 14,433,000 | 14,485,000 |
| Total capital | 15,387,000 | 15,591,000 | 15,721,000 | 15,766,000 |
| Risk-weighted assets | 94,699,000 | 100,053,000 | 102,605,000 | 101,766,000 |
Machine access — free, no API key
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