Call reports 2025
UNION BANK — 2025
What UNION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 366,753,000 | 381,538,000 | 380,491,000 | 390,571,000 |
| Total loans | 285,107,000 | 296,871,000 | 300,580,000 | 305,963,000 |
| Allowance for loan losses | 3,774,000 | 3,416,000 | 3,331,000 | 3,534,000 |
| Securities available for sale | 44,602,000 | 42,031,000 | 40,522,000 | 35,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,067,000 | 299,725,000 | 306,292,000 | 319,217,000 |
| Interest-bearing deposits | 215,205,000 | 214,892,000 | 225,546,000 | 224,211,000 |
| Noninterest-bearing deposits | 81,862,000 | 84,833,000 | 80,746,000 | 95,006,000 |
| Equity capital | 28,963,000 | 29,819,000 | 31,067,000 | 31,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,748,000 | 9,644,000 | 14,854,000 | 20,101,000 |
| Interest expense | 1,458,000 | 2,954,000 | 4,703,000 | 6,324,000 |
| Net interest income | 3,290,000 | 6,690,000 | 10,151,000 | 13,777,000 |
| Noninterest income | 1,044,000 | 2,180,000 | 3,542,000 | 4,666,000 |
| Noninterest expense | 3,794,000 | 7,520,000 | 11,456,000 | 15,295,000 |
| Provision for loan losses | 87,000 | 116,000 | 29,000 | 228,000 |
| Pretax income | 415,000 | 1,247,000 | 2,200,000 | 2,957,000 |
| Income tax | 80,000 | 246,000 | 422,000 | 573,000 |
| Net income | 335,000 | 1,001,000 | 1,778,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,436,000 | 31,101,000 | 31,878,000 | 32,485,000 |
| Total capital | 34,378,000 | 34,634,000 | 35,313,000 | 36,112,000 |
| Risk-weighted assets | 314,242,000 | 334,785,000 | 331,120,000 | 339,802,000 |