Call reports 2024
UNION BANK — 2024
What UNION BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 343,555,000 | 352,595,000 | 363,935,000 | 378,516,000 |
| Total loans | 260,260,000 | 267,753,000 | 277,565,000 | 279,534,000 |
| Allowance for loan losses | 3,375,000 | 3,337,000 | 3,515,000 | 3,685,000 |
| Securities available for sale | 56,444,000 | 48,186,000 | 47,137,000 | 45,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,154,000 | 287,117,000 | 297,206,000 | 309,824,000 |
| Interest-bearing deposits | 207,425,000 | 214,573,000 | 226,678,000 | 204,599,000 |
| Noninterest-bearing deposits | 77,729,000 | 72,544,000 | 70,528,000 | 105,225,000 |
| Equity capital | 26,195,000 | 26,848,000 | 28,147,000 | 28,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,226,000 | 8,608,000 | 13,399,000 | 18,089,000 |
| Interest expense | 1,240,000 | 2,706,000 | 4,427,000 | 6,019,000 |
| Net interest income | 2,986,000 | 5,902,000 | 8,972,000 | 12,070,000 |
| Noninterest income | 1,047,000 | 2,160,000 | 3,224,000 | 4,277,000 |
| Noninterest expense | 3,664,000 | 7,134,000 | 10,795,000 | 14,375,000 |
| Provision for loan losses | -85,000 | -92,000 | 86,000 | 256,000 |
| Pretax income | 482,000 | 948,000 | 1,217,000 | 1,621,000 |
| Income tax | 90,000 | 177,000 | 224,000 | 300,000 |
| Net income | 392,000 | 771,000 | 993,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,118,000 | 29,497,000 | 29,720,000 | 30,310,000 |
| Total capital | 32,717,000 | 33,254,000 | 33,235,000 | 33,914,000 |
| Risk-weighted assets | 287,948,000 | 300,535,000 | 307,155,000 | 316,604,000 |