Call reports 2023
UNION BANK — 2023
What UNION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 318,400,000 | 326,197,000 | 334,356,000 | 343,385,000 |
| Total loans | 218,831,000 | 225,755,000 | 235,138,000 | 245,972,000 |
| Allowance for loan losses | 3,535,000 | 3,731,000 | 3,750,000 | 3,466,000 |
| Securities available for sale | 68,948,000 | 62,822,000 | 56,165,000 | 57,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,794,000 | 279,607,000 | 292,324,000 | 299,317,000 |
| Interest-bearing deposits | 205,867,000 | 198,600,000 | 210,201,000 | 217,689,000 |
| Noninterest-bearing deposits | 79,927,000 | 81,007,000 | 82,123,000 | 81,628,000 |
| Equity capital | 24,168,000 | 23,847,000 | 24,144,000 | 25,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,351,000 | 6,702,000 | 10,440,000 | 14,332,000 |
| Interest expense | 262,000 | 725,000 | 1,398,000 | 2,377,000 |
| Net interest income | 3,089,000 | 5,977,000 | 9,042,000 | 11,955,000 |
| Noninterest income | 1,098,000 | 2,126,000 | 3,220,000 | 4,308,000 |
| Noninterest expense | 3,560,000 | 6,967,000 | 10,372,000 | 14,079,000 |
| Provision for loan losses | 319,000 | 483,000 | 500,000 | 216,000 |
| Pretax income | 308,000 | 653,000 | 1,390,000 | 1,968,000 |
| Income tax | 45,000 | 103,000 | 246,000 | 333,000 |
| Net income | 263,000 | 550,000 | 1,144,000 | 1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,450,000 | 27,736,000 | 28,445,000 | 28,937,000 |
| Total capital | 30,432,000 | 30,984,000 | 31,759,000 | 32,462,000 |
| Risk-weighted assets | 254,455,000 | 259,334,000 | 264,672,000 | 282,004,000 |