Call reports 2021
UNION BANK — 2021
What UNION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 312,240,000 | 308,939,000 | 304,344,000 | 342,221,000 |
| Total loans | 186,320,000 | 188,687,000 | 181,052,000 | 178,446,000 |
| Allowance for loan losses | 2,465,000 | 2,575,000 | 2,778,000 | 2,295,000 |
| Securities available for sale | 22,807,000 | 25,461,000 | 40,628,000 | 50,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,135,000 | 282,284,000 | 277,132,000 | 312,530,000 |
| Interest-bearing deposits | 171,631,000 | 176,960,000 | 181,920,000 | 192,258,000 |
| Noninterest-bearing deposits | 114,504,000 | 105,324,000 | 95,212,000 | 120,272,000 |
| Equity capital | 21,289,000 | 21,660,000 | 22,081,000 | 24,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,684,000 | 7,302,000 | 9,912,000 |
| Interest expense | 177,000 | 355,000 | 521,000 | 683,000 |
| Net interest income | 2,231,000 | 4,329,000 | 6,781,000 | 9,229,000 |
| Noninterest income | 967,000 | 2,014,000 | 3,026,000 | 4,140,000 |
| Noninterest expense | 2,562,000 | 5,184,000 | 7,883,000 | 10,620,000 |
| Provision for loan losses | 114,000 | 238,000 | 382,000 | 578,000 |
| Pretax income | 522,000 | 921,000 | 1,542,000 | 2,171,000 |
| Income tax | 97,000 | 169,000 | 285,000 | 407,000 |
| Net income | 425,000 | 752,000 | 1,257,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,754,000 | 20,092,000 | 20,574,000 | 23,746,000 |
| Total capital | 21,989,000 | 22,502,000 | 22,969,000 | 26,041,000 |
| Risk-weighted assets | 178,590,000 | 192,664,000 | 191,222,000 | 202,368,000 |