Call reports 2020
UNION BANK — 2020
What UNION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 199,576,000 | 241,029,000 | 245,186,000 | 296,463,000 |
| Total loans | 154,427,000 | 189,368,000 | 190,770,000 | 179,609,000 |
| Allowance for loan losses | 1,754,000 | 1,805,000 | 2,197,000 | 2,472,000 |
| Securities available for sale | 14,863,000 | 14,657,000 | 15,428,000 | 17,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,263,000 | 207,129,000 | 210,436,000 | 270,237,000 |
| Interest-bearing deposits | 130,928,000 | 138,399,000 | 144,915,000 | 157,186,000 |
| Noninterest-bearing deposits | 44,335,000 | 68,730,000 | 65,521,000 | 113,051,000 |
| Equity capital | 19,648,000 | 20,096,000 | 20,797,000 | 21,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,248,000 | 6,795,000 | 9,321,000 |
| Interest expense | 233,000 | 436,000 | 637,000 | 822,000 |
| Net interest income | 1,837,000 | 3,812,000 | 6,158,000 | 8,499,000 |
| Noninterest income | 674,000 | 1,460,000 | 2,397,000 | 3,280,000 |
| Noninterest expense | 2,245,000 | 4,424,000 | 6,747,000 | 9,167,000 |
| Provision for loan losses | 54,000 | 109,000 | 190,000 | 450,000 |
| Pretax income | 212,000 | 739,000 | 1,618,000 | 2,162,000 |
| Income tax | 32,000 | 129,000 | 301,000 | 403,000 |
| Net income | 180,000 | 610,000 | 1,317,000 | 1,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,772,000 | 18,156,000 | 18,811,000 | 19,402,000 |
| Total capital | 19,526,000 | 19,961,000 | 20,992,000 | 21,672,000 |
| Risk-weighted assets | 173,408,000 | 174,946,000 | 174,463,000 | 181,361,000 |