Call reports 2019
UNION BANK — 2019
What UNION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 192,007,000 | 191,907,000 | 191,864,000 | 206,985,000 |
| Total loans | 152,830,000 | 155,794,000 | 155,973,000 | 155,611,000 |
| Allowance for loan losses | 1,288,000 | 1,316,000 | 1,350,000 | 1,689,000 |
| Securities available for sale | 16,449,000 | 14,598,000 | 14,597,000 | 14,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,127,000 | 168,393,000 | 167,854,000 | 182,062,000 |
| Interest-bearing deposits | 130,713,000 | 123,097,000 | 125,309,000 | 131,147,000 |
| Noninterest-bearing deposits | 38,414,000 | 45,296,000 | 42,545,000 | 50,915,000 |
| Equity capital | 18,759,000 | 19,223,000 | 19,566,000 | 19,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,329,000 | 6,550,000 | 8,723,000 |
| Interest expense | 215,000 | 440,000 | 677,000 | 914,000 |
| Net interest income | 1,873,000 | 3,889,000 | 5,873,000 | 7,809,000 |
| Noninterest income | 442,000 | 930,000 | 1,469,000 | 2,204,000 |
| Noninterest expense | 1,970,000 | 3,937,000 | 5,918,000 | 8,161,000 |
| Provision for loan losses | 0 | 15,000 | 60,000 | 100,000 |
| Pretax income | 345,000 | 867,000 | 1,364,000 | 1,752,000 |
| Income tax | 60,000 | 157,000 | 249,000 | 318,000 |
| Net income | 285,000 | 710,000 | 1,115,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,916,000 | 17,283,000 | 17,603,000 | 17,945,000 |
| Total capital | 18,204,000 | 18,599,000 | 18,953,000 | 19,634,000 |
| Risk-weighted assets | 174,824,000 | 176,016,000 | 176,402,000 | 176,861,000 |