Call reports 2018
UNION BANK — 2018
What UNION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 174,012,000 | 173,878,000 | 174,363,000 | 187,228,000 |
| Total loans | 124,751,000 | 138,064,000 | 142,251,000 | 144,757,000 |
| Allowance for loan losses | 1,270,000 | 1,279,000 | 1,267,000 | 1,306,000 |
| Securities available for sale | 19,332,000 | 18,468,000 | 15,065,000 | 15,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,284,000 | 151,355,000 | 151,821,000 | 162,623,000 |
| Interest-bearing deposits | 121,968,000 | 117,261,000 | 119,523,000 | 125,197,000 |
| Noninterest-bearing deposits | 32,316,000 | 34,094,000 | 32,298,000 | 37,426,000 |
| Equity capital | 18,190,000 | 18,395,000 | 18,460,000 | 18,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,516,000 | 5,423,000 | 7,425,000 |
| Interest expense | 76,000 | 155,000 | 288,000 | 467,000 |
| Net interest income | 1,625,000 | 3,361,000 | 5,135,000 | 6,958,000 |
| Noninterest income | 389,000 | 857,000 | 1,299,000 | 1,765,000 |
| Noninterest expense | 1,947,000 | 3,788,000 | 5,767,000 | 7,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 430,000 | 667,000 | 1,006,000 |
| Income tax | 1,000 | 65,000 | 103,000 | 162,000 |
| Net income | 66,000 | 365,000 | 564,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,237,000 | 16,449,000 | 16,713,000 | 16,976,000 |
| Total capital | 17,507,000 | 17,728,000 | 17,980,000 | 18,282,000 |
| Risk-weighted assets | 146,900,000 | 158,184,000 | 164,319,000 | 167,741,000 |