Call reports 2017
UNION BANK — 2017
What UNION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 176,672,000 | 173,458,000 | 171,696,000 | 177,616,000 |
| Total loans | 116,430,000 | 120,309,000 | 124,582,000 | 127,765,000 |
| Allowance for loan losses | 1,270,000 | 1,280,000 | 1,247,000 | 1,241,000 |
| Securities available for sale | 24,763,000 | 24,113,000 | 22,514,000 | 20,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,440,000 | 152,952,000 | 151,165,000 | 157,405,000 |
| Interest-bearing deposits | 127,996,000 | 121,985,000 | 120,443,000 | 121,445,000 |
| Noninterest-bearing deposits | 28,444,000 | 30,967,000 | 30,722,000 | 35,960,000 |
| Equity capital | 18,729,000 | 19,010,000 | 19,060,000 | 18,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,160,000 | 4,849,000 | 6,636,000 |
| Interest expense | 66,000 | 131,000 | 196,000 | 259,000 |
| Net interest income | 1,480,000 | 3,029,000 | 4,653,000 | 6,377,000 |
| Noninterest income | 419,000 | 817,000 | 1,161,000 | 1,550,000 |
| Noninterest expense | 1,800,000 | 3,441,000 | 5,129,000 | 6,851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 405,000 | 685,000 | 1,076,000 |
| Income tax | 11,000 | 94,000 | 168,000 | 871,000 |
| Net income | 88,000 | 311,000 | 517,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,915,000 | 16,133,000 | 16,389,000 | 16,597,000 |
| Total capital | 17,185,000 | 17,413,000 | 17,636,000 | 17,838,000 |
| Risk-weighted assets | 137,823,000 | 140,957,000 | 146,917,000 | 149,066,000 |