Call reports 2016
UNION BANK — 2016
What UNION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,312,000 | 166,957,000 | 169,719,000 | 175,124,000 |
| Total loans | 114,733,000 | 117,080,000 | 119,981,000 | 119,638,000 |
| Allowance for loan losses | 1,251,000 | 1,220,000 | 1,259,000 | 1,265,000 |
| Securities available for sale | 22,502,000 | 23,970,000 | 22,891,000 | 24,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,954,000 | 146,369,000 | 148,773,000 | 154,548,000 |
| Interest-bearing deposits | 123,871,000 | 120,420,000 | 118,929,000 | 123,601,000 |
| Noninterest-bearing deposits | 27,083,000 | 25,949,000 | 29,844,000 | 30,947,000 |
| Equity capital | 19,051,000 | 19,229,000 | 19,277,000 | 18,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,054,000 | 4,651,000 | 6,239,000 |
| Interest expense | 66,000 | 133,000 | 200,000 | 267,000 |
| Net interest income | 1,438,000 | 2,921,000 | 4,451,000 | 5,972,000 |
| Noninterest income | 365,000 | 851,000 | 1,299,000 | 1,775,000 |
| Noninterest expense | 1,668,000 | 3,388,000 | 5,126,000 | 6,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 384,000 | 624,000 | 952,000 |
| Income tax | 22,000 | 82,000 | 139,000 | 227,000 |
| Net income | 113,000 | 302,000 | 485,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,137,000 | 16,282,000 | 16,327,000 | 16,123,000 |
| Total capital | 17,388,000 | 17,502,000 | 17,586,000 | 17,388,000 |
| Risk-weighted assets | 134,319,000 | 134,095,000 | 138,587,000 | 139,113,000 |