Call reports 2015
UNION BANK — 2015
What UNION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,338,000 | 165,028,000 | 162,339,000 | 166,873,000 |
| Total loans | 112,955,000 | 117,505,000 | 117,845,000 | 115,798,000 |
| Allowance for loan losses | 1,339,000 | 1,336,000 | 1,340,000 | 1,238,000 |
| Securities available for sale | 27,480,000 | 24,258,000 | 22,554,000 | 22,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,434,000 | 144,113,000 | 140,928,000 | 146,393,000 |
| Interest-bearing deposits | 124,289,000 | 116,597,000 | 114,798,000 | 118,062,000 |
| Noninterest-bearing deposits | 25,145,000 | 27,516,000 | 26,130,000 | 28,331,000 |
| Equity capital | 19,015,000 | 18,915,000 | 19,142,000 | 19,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,160,000 | 4,742,000 | 6,270,000 |
| Interest expense | 90,000 | 173,000 | 244,000 | 309,000 |
| Net interest income | 1,490,000 | 2,987,000 | 4,498,000 | 5,961,000 |
| Noninterest income | 381,000 | 815,000 | 1,180,000 | 1,405,000 |
| Noninterest expense | 1,652,000 | 3,363,000 | 5,101,000 | 6,752,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 443,000 | 581,000 | 618,000 |
| Income tax | 50,000 | 101,000 | 123,000 | 111,000 |
| Net income | 169,000 | 342,000 | 458,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,013,000 | 16,079,000 | 16,168,000 | 16,286,000 |
| Total capital | 17,352,000 | 17,415,000 | 17,508,000 | 17,524,000 |
| Risk-weighted assets | 127,574,000 | 131,662,000 | 131,120,000 | 128,707,000 |