Call reports 2014
UNION BANK — 2014
What UNION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,791,000 | 171,303,000 | 173,101,000 | 171,167,000 |
| Total loans | 120,890,000 | 117,627,000 | 114,417,000 | 115,408,000 |
| Allowance for loan losses | 1,744,000 | 1,639,000 | 1,288,000 | 1,298,000 |
| Securities available for sale | 20,652,000 | 22,451,000 | 25,388,000 | 28,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,226,000 | 149,631,000 | 151,384,000 | 149,301,000 |
| Interest-bearing deposits | 127,685,000 | 123,994,000 | 125,418,000 | 122,596,000 |
| Noninterest-bearing deposits | 24,541,000 | 25,637,000 | 25,966,000 | 26,705,000 |
| Equity capital | 18,205,000 | 18,573,000 | 18,656,000 | 18,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,645,000 | 3,403,000 | 5,038,000 | 6,623,000 |
| Interest expense | 121,000 | 235,000 | 346,000 | 447,000 |
| Net interest income | 1,524,000 | 3,168,000 | 4,692,000 | 6,176,000 |
| Noninterest income | 343,000 | 776,000 | 1,013,000 | 1,429,000 |
| Noninterest expense | 1,630,000 | 3,304,000 | 5,040,000 | 6,803,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 0 |
| Pretax income | 222,000 | 625,000 | 673,000 | 829,000 |
| Income tax | 56,000 | 173,000 | 168,000 | 198,000 |
| Net income | 166,000 | 452,000 | 505,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,408,000 | 15,665,000 | 15,743,000 | 15,882,000 |
| Total capital | 17,071,000 | 17,287,000 | 17,031,000 | 17,180,000 |
| Risk-weighted assets | 132,966,000 | 129,736,000 | 127,397,000 | 128,369,000 |