Call reports 2012
UNION BANK — 2012
What UNION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 177,225,000 | 168,198,000 | 168,479,000 | 174,595,000 |
| Total loans | 121,447,000 | 119,400,000 | 114,036,000 | 119,281,000 |
| Allowance for loan losses | 3,194,000 | 3,019,000 | 2,940,000 | 2,553,000 |
| Securities available for sale | 16,171,000 | 13,244,000 | 13,141,000 | 8,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,275,000 | 147,815,000 | 148,836,000 | 155,473,000 |
| Interest-bearing deposits | 131,781,000 | 124,716,000 | 127,788,000 | 129,685,000 |
| Noninterest-bearing deposits | 25,494,000 | 23,099,000 | 21,048,000 | 25,788,000 |
| Equity capital | 15,901,000 | 16,161,000 | 16,288,000 | 15,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,815,000 | 5,657,000 | 7,386,000 |
| Interest expense | 249,000 | 454,000 | 648,000 | 820,000 |
| Net interest income | 1,675,000 | 3,361,000 | 5,009,000 | 6,566,000 |
| Noninterest income | 369,000 | 586,000 | 999,000 | 1,239,000 |
| Noninterest expense | 1,695,000 | 3,238,000 | 4,931,000 | 6,483,000 |
| Provision for loan losses | 300,000 | 425,000 | 680,000 | 1,230,000 |
| Pretax income | 49,000 | 284,000 | 397,000 | 263,000 |
| Income tax | 0 | 0 | 0 | 197,000 |
| Net income | 49,000 | 284,000 | 397,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,849,000 | 15,084,000 | 15,196,000 | 14,864,000 |
| Total capital | 16,514,000 | 16,754,000 | 16,815,000 | 16,496,000 |
| Risk-weighted assets | 131,643,000 | 132,282,000 | 128,258,000 | 129,658,000 |