Call reports 2011
UNION BANK — 2011
What UNION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 175,898,000 | 171,949,000 | 171,670,000 | 175,219,000 |
| Total loans | 122,456,000 | 121,617,000 | 118,925,000 | 122,002,000 |
| Allowance for loan losses | 3,709,000 | 3,917,000 | 3,722,000 | 3,035,000 |
| Securities available for sale | 12,882,000 | 11,916,000 | 11,426,000 | 14,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,429,000 | 150,070,000 | 149,522,000 | 152,763,000 |
| Interest-bearing deposits | 133,419,000 | 128,654,000 | 124,501,000 | 127,984,000 |
| Noninterest-bearing deposits | 20,010,000 | 21,416,000 | 25,021,000 | 24,779,000 |
| Equity capital | 15,383,000 | 15,542,000 | 15,799,000 | 15,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,157,000 | 6,192,000 | 8,147,000 |
| Interest expense | 372,000 | 716,000 | 1,029,000 | 1,311,000 |
| Net interest income | 1,743,000 | 3,441,000 | 5,163,000 | 6,836,000 |
| Noninterest income | 308,000 | 629,000 | 1,000,000 | 1,206,000 |
| Noninterest expense | 1,557,000 | 3,173,000 | 4,838,000 | 6,327,000 |
| Provision for loan losses | 400,000 | 700,000 | 950,000 | 1,200,000 |
| Pretax income | 94,000 | 197,000 | 375,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 61,000 |
| Net income | 94,000 | 197,000 | 375,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,438,000 | 14,543,000 | 14,720,000 | 14,799,000 |
| Total capital | 16,098,000 | 16,212,000 | 16,362,000 | 16,475,000 |
| Risk-weighted assets | 134,686,000 | 132,829,000 | 129,284,000 | 132,720,000 |