Call reports 2003
UNION BANK — 2003
What UNION BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 149,888,000 | 154,598,000 | 155,794,000 | 155,048,000 |
| Total loans | 111,192,000 | 116,855,000 | 119,642,000 | 122,414,000 |
| Allowance for loan losses | 1,848,000 | 1,863,000 | 1,895,000 | 1,890,000 |
| Securities available for sale | 20,390,000 | 18,309,000 | 17,862,000 | 19,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,077,000 | 124,566,000 | 125,198,000 | 124,853,000 |
| Interest-bearing deposits | 107,712,000 | 108,748,000 | 108,320,000 | 108,555,000 |
| Noninterest-bearing deposits | 14,365,000 | 15,818,000 | 16,878,000 | 16,298,000 |
| Equity capital | 12,608,000 | 12,869,000 | 13,461,000 | 13,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 4,947,000 | 7,459,000 | 9,830,000 |
| Interest expense | 850,000 | 1,683,000 | 2,482,000 | 3,214,000 |
| Net interest income | 1,609,000 | 3,264,000 | 4,977,000 | 6,616,000 |
| Noninterest income | 395,000 | 861,000 | 1,185,000 | 1,435,000 |
| Noninterest expense | 1,031,000 | 2,080,000 | 3,074,000 | 4,165,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 244,000 |
| Pretax income | 937,000 | 1,973,000 | 2,980,000 | 3,644,000 |
| Income tax | 308,000 | 649,000 | 977,000 | 1,190,000 |
| Net income | 629,000 | 1,324,000 | 2,003,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,261,000 | 11,491,000 | 12,176,000 | 12,031,000 |
| Total capital | 12,784,000 | 13,091,000 | 13,809,000 | 13,702,000 |
| Risk-weighted assets | 121,542,000 | 127,721,000 | 130,400,000 | 133,496,000 |
Machine access — free, no API key
Every figure shown here about UNION BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.