Call report 2015Q4
FLORA SAVINGS BANK — 2015Q4
The 22 measures FLORA SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,844,000 | USD | evidence → |
| Total loans | 19,730,000 | USD | evidence → |
| Allowance for loan losses | 124,000 | USD | evidence → |
| Securities available for sale | 67,000 | USD | evidence → |
| Securities held to maturity | 5,932,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,520,000 | USD | evidence → |
| Interest-bearing deposits | 21,826,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,694,000 | USD | evidence → |
| Equity capital | 3,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,234,000 | USD | evidence → |
| Interest expense | 286,000 | USD | evidence → |
| Net interest income | 948,000 | USD | evidence → |
| Noninterest income | 84,000 | USD | evidence → |
| Noninterest expense | 826,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 202,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 180,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,183,000 | USD | evidence → |
| Total capital | 3,307,000 | USD | evidence → |
| Risk-weighted assets | 17,021,000 | USD | evidence → |