Call report 2014Q4
FLORA SAVINGS BANK — 2014Q4
The 22 measures FLORA SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,598,000 | USD | evidence → |
| Total loans | 19,720,000 | USD | evidence → |
| Allowance for loan losses | 125,000 | USD | evidence → |
| Securities available for sale | 68,000 | USD | evidence → |
| Securities held to maturity | 3,820,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,450,000 | USD | evidence → |
| Interest-bearing deposits | 22,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,345,000 | USD | evidence → |
| Equity capital | 3,087,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,222,000 | USD | evidence → |
| Interest expense | 317,000 | USD | evidence → |
| Net interest income | 905,000 | USD | evidence → |
| Noninterest income | 69,000 | USD | evidence → |
| Noninterest expense | 868,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 100,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 96,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,087,000 | USD | evidence → |
| Total capital | 3,215,000 | USD | evidence → |
| Risk-weighted assets | 16,617,000 | USD | evidence → |