Call report 2012Q4
FLORA SAVINGS BANK — 2012Q4
The 22 measures FLORA SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,085,000 | USD | evidence → |
| Total loans | 20,799,000 | USD | evidence → |
| Allowance for loan losses | 167,000 | USD | evidence → |
| Securities available for sale | 70,000 | USD | evidence → |
| Securities held to maturity | 2,524,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,052,000 | USD | evidence → |
| Interest-bearing deposits | 25,725,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,327,000 | USD | evidence → |
| Equity capital | 2,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,350,000 | USD | evidence → |
| Interest expense | 455,000 | USD | evidence → |
| Net interest income | 895,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 842,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 95,000 | USD | evidence → |
| Income tax | -20,000 | USD | evidence → |
| Net income | 115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,978,000 | USD | evidence → |
| Total capital | 3,148,000 | USD | evidence → |
| Risk-weighted assets | 17,415,000 | USD | evidence → |