Call report 2008Q4
FLORA SAVINGS BANK — 2008Q4
The 22 measures FLORA SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,661,000 | USD | evidence → |
| Total loans | 20,479,000 | USD | evidence → |
| Allowance for loan losses | 164,000 | USD | evidence → |
| Securities available for sale | 65,000 | USD | evidence → |
| Securities held to maturity | 3,142,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,539,000 | USD | evidence → |
| Interest-bearing deposits | 22,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 667,000 | USD | evidence → |
| Equity capital | 3,029,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,566,000 | USD | evidence → |
| Interest expense | 896,000 | USD | evidence → |
| Net interest income | 670,000 | USD | evidence → |
| Noninterest income | 82,000 | USD | evidence → |
| Noninterest expense | 741,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 11,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 9,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,029,000 | USD | evidence → |
| Total capital | 3,193,000 | USD | evidence → |
| Risk-weighted assets | 18,028,000 | USD | evidence → |