Call reports 2006
FLORA SAVINGS BANK — 2006
What FLORA SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,948,000 | 25,418,000 | 24,785,000 | 25,338,000 |
| Total loans | 19,830,000 | 18,932,000 | 19,189,000 | 19,503,000 |
| Allowance for loan losses | 189,000 | 194,000 | 194,000 | 194,000 |
| Securities available for sale | 70,000 | 67,000 | 67,000 | 66,000 |
| Securities held to maturity | 2,879,000 | 2,729,000 | 2,641,000 | 2,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,017,000 | 22,430,000 | 21,784,000 | 22,338,000 |
| Interest-bearing deposits | 22,430,000 | 21,881,000 | 21,118,000 | 21,704,000 |
| Noninterest-bearing deposits | 587,000 | 549,000 | 666,000 | 634,000 |
| Equity capital | 2,851,000 | 2,871,000 | 2,890,000 | 2,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 787,000 | 1,181,000 | 1,579,000 |
| Interest expense | 189,000 | 383,000 | 581,000 | 789,000 |
| Net interest income | 208,000 | 404,000 | 600,000 | 790,000 |
| Noninterest income | 15,000 | 51,000 | 69,000 | 85,000 |
| Noninterest expense | 182,000 | 372,000 | 559,000 | 739,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 41,000 | 78,000 | 105,000 | 131,000 |
| Income tax | -1,000 | 13,000 | 22,000 | 31,000 |
| Net income | 42,000 | 65,000 | 83,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,851,000 | 2,871,000 | 2,890,000 | 2,907,000 |
| Total capital | 3,041,000 | 3,061,000 | 3,084,000 | 3,101,000 |
| Risk-weighted assets | 16,011,000 | 15,213,000 | 15,539,000 | 16,028,000 |
Machine access — free, no API key
Every figure shown here about FLORA SAVINGS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.