Call reports 2026
BANK OF FRANKLIN COUNTY — 2026
What BANK OF FRANKLIN COUNTY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 416,446,000 | 419,387,000 |
| Total loans | 343,479,000 | 345,699,000 |
| Allowance for loan losses | 4,261,000 | 4,010,000 |
| Securities available for sale | 39,204,000 | 37,658,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 349,565,000 | 357,494,000 |
| Interest-bearing deposits | 288,785,000 | 295,573,000 |
| Noninterest-bearing deposits | 60,780,000 | 61,921,000 |
| Equity capital | 36,938,000 | 37,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,608,000 | 11,480,000 |
| Interest expense | 2,083,000 | 4,155,000 |
| Net interest income | 3,525,000 | 7,325,000 |
| Noninterest income | 672,000 | 1,121,000 |
| Noninterest expense | 3,108,000 | 6,239,000 |
| Provision for loan losses | 165,000 | 276,000 |
| Pretax income | 935,000 | 1,959,000 |
| Income tax | 190,000 | 418,000 |
| Net income | 744,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,722,000 | 40,118,000 |