Call reports 2010
BANK OF FRANKLIN COUNTY — 2010
What BANK OF FRANKLIN COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 221,280,000 | 220,037,000 | 221,837,000 | 218,302,000 |
| Total loans | 168,590,000 | 167,531,000 | 160,605,000 | 157,531,000 |
| Allowance for loan losses | 3,400,000 | 4,196,000 | 4,260,000 | 4,007,000 |
| Securities available for sale | 31,158,000 | 28,481,000 | 27,954,000 | 29,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,297,000 | 197,500,000 | 198,846,000 | 196,177,000 |
| Interest-bearing deposits | 153,238,000 | 184,056,000 | 181,224,000 | 182,844,000 |
| Noninterest-bearing deposits | 45,059,000 | 13,444,000 | 17,622,000 | 13,333,000 |
| Equity capital | 21,330,000 | 20,755,000 | 21,126,000 | 20,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,065,000 | 7,605,000 | 10,154,000 |
| Interest expense | 1,136,000 | 2,166,000 | 3,173,000 | 4,142,000 |
| Net interest income | 1,399,000 | 2,899,000 | 4,432,000 | 6,012,000 |
| Noninterest income | 152,000 | 306,000 | 707,000 | 1,353,000 |
| Noninterest expense | 1,328,000 | 2,662,000 | 4,057,000 | 6,157,000 |
| Provision for loan losses | 100,000 | 1,400,000 | 1,780,000 | 2,440,000 |
| Pretax income | 123,000 | -772,000 | -563,000 | -1,001,000 |
| Income tax | 32,000 | -283,000 | -216,000 | -366,000 |
| Net income | 91,000 | -489,000 | -347,000 | -635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,305,000 | 20,725,000 | 20,860,000 | 20,566,000 |
| Total capital | 23,473,000 | 22,887,000 | 23,024,000 | 22,718,000 |
| Risk-weighted assets | 172,186,000 | 170,887,000 | 171,025,000 | 170,276,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN COUNTY — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.