Call reports 2009
BANK OF FRANKLIN COUNTY — 2009
What BANK OF FRANKLIN COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 216,833,000 | 223,866,000 | 218,082,000 | 218,167,000 |
| Total loans | 167,811,000 | 164,504,000 | 169,783,000 | 171,599,000 |
| Allowance for loan losses | 2,650,000 | 2,288,000 | 2,428,000 | 3,360,000 |
| Securities available for sale | 29,748,000 | 30,305,000 | 32,188,000 | 25,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,464,000 | 193,141,000 | 185,854,000 | 193,283,000 |
| Interest-bearing deposits | 174,420,000 | 178,226,000 | 167,666,000 | 179,416,000 |
| Noninterest-bearing deposits | 12,044,000 | 14,915,000 | 18,188,000 | 13,867,000 |
| Equity capital | 21,572,000 | 21,764,000 | 22,034,000 | 21,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,674,000 | 5,412,000 | 8,050,000 | 10,754,000 |
| Interest expense | 1,294,000 | 2,603,000 | 3,858,000 | 5,069,000 |
| Net interest income | 1,380,000 | 2,809,000 | 4,192,000 | 5,685,000 |
| Noninterest income | 220,000 | 571,000 | 776,000 | 1,050,000 |
| Noninterest expense | 1,307,000 | 2,745,000 | 4,072,000 | 5,385,000 |
| Provision for loan losses | 610,000 | 610,000 | 749,000 | 2,301,000 |
| Pretax income | -253,000 | 137,000 | 259,000 | -759,000 |
| Income tax | -115,000 | -8,000 | 13,000 | -378,000 |
| Net income | -138,000 | 145,000 | 246,000 | -381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,472,000 | 21,745,000 | 21,844,000 | 21,213,000 |
| Total capital | 23,640,000 | 23,891,000 | 24,009,000 | 23,412,000 |
| Risk-weighted assets | 172,923,000 | 171,553,000 | 172,923,000 | 174,739,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN COUNTY — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.