Call reports 2008
BANK OF FRANKLIN COUNTY — 2008
What BANK OF FRANKLIN COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 205,175,000 | 205,156,000 | 200,894,000 | 205,220,000 |
| Total loans | 162,011,000 | 165,972,000 | 166,381,000 | 165,590,000 |
| Allowance for loan losses | 1,607,000 | 1,664,000 | 1,733,000 | 2,007,000 |
| Securities available for sale | 27,142,000 | 27,756,000 | 23,439,000 | 23,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,821,000 | 176,428,000 | 167,208,000 | 174,698,000 |
| Interest-bearing deposits | 162,459,000 | 162,234,000 | 154,082,000 | 160,553,000 |
| Noninterest-bearing deposits | 13,362,000 | 14,194,000 | 13,126,000 | 14,145,000 |
| Equity capital | 21,511,000 | 21,550,000 | 21,727,000 | 21,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,346,000 | 6,475,000 | 9,420,000 | 12,170,000 |
| Interest expense | 1,630,000 | 3,057,000 | 4,396,000 | 5,721,000 |
| Net interest income | 1,716,000 | 3,418,000 | 5,024,000 | 6,449,000 |
| Noninterest income | 186,000 | 367,000 | 466,000 | 567,000 |
| Noninterest expense | 1,157,000 | 2,369,000 | 3,559,000 | 4,723,000 |
| Provision for loan losses | 235,000 | 370,000 | 605,000 | 1,305,000 |
| Pretax income | 510,000 | 1,046,000 | 1,356,000 | 1,018,000 |
| Income tax | 160,000 | 328,000 | 411,000 | 253,000 |
| Net income | 350,000 | 718,000 | 945,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,204,000 | 21,570,000 | 21,794,000 | 21,613,000 |
| Total capital | 22,811,000 | 23,234,000 | 23,527,000 | 23,620,000 |
| Risk-weighted assets | 168,496,000 | 171,031,000 | 182,182,000 | 169,929,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN COUNTY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.