Call reports 2007
BANK OF FRANKLIN COUNTY — 2007
What BANK OF FRANKLIN COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 183,074,000 | 190,696,000 | 207,384,000 | 200,377,000 |
| Total loans | 143,634,000 | 150,248,000 | 157,287,000 | 158,212,000 |
| Allowance for loan losses | 1,242,000 | 1,332,000 | 1,246,000 | 1,371,000 |
| Securities available for sale | 25,917,000 | 30,156,000 | 36,357,000 | 29,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,862,000 | 161,527,000 | 174,386,000 | 171,438,000 |
| Interest-bearing deposits | 140,902,000 | 146,262,000 | 159,863,000 | 157,530,000 |
| Noninterest-bearing deposits | 12,960,000 | 15,265,000 | 14,523,000 | 13,908,000 |
| Equity capital | 19,792,000 | 20,048,000 | 20,702,000 | 21,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,990,000 | 6,196,000 | 9,684,000 | 13,207,000 |
| Interest expense | 1,554,000 | 3,231,000 | 5,121,000 | 6,978,000 |
| Net interest income | 1,436,000 | 2,965,000 | 4,563,000 | 6,229,000 |
| Noninterest income | 160,000 | 326,000 | 470,000 | 436,000 |
| Noninterest expense | 956,000 | 1,967,000 | 3,047,000 | 4,168,000 |
| Provision for loan losses | 60,000 | 150,000 | 210,000 | 419,000 |
| Pretax income | 580,000 | 1,174,000 | 1,776,000 | 2,078,000 |
| Income tax | 196,000 | 396,000 | 592,000 | 672,000 |
| Net income | 384,000 | 778,000 | 1,184,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,835,000 | 20,229,000 | 20,634,000 | 20,855,000 |
| Total capital | 21,077,000 | 21,561,000 | 21,880,000 | 22,226,000 |
| Risk-weighted assets | 148,219,000 | 155,226,000 | 165,583,000 | 165,267,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN COUNTY — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.