Call reports 2006
BANK OF FRANKLIN COUNTY — 2006
What BANK OF FRANKLIN COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 161,013,000 | 162,965,000 | 169,992,000 | 175,690,000 |
| Total loans | 113,296,000 | 119,684,000 | 125,037,000 | 132,031,000 |
| Allowance for loan losses | 1,017,000 | 1,071,000 | 1,124,000 | 1,179,000 |
| Securities available for sale | 25,469,000 | 34,515,000 | 35,124,000 | 30,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,050,000 | 137,567,000 | 139,153,000 | 148,872,000 |
| Interest-bearing deposits | 122,633,000 | 121,807,000 | 123,498,000 | 132,985,000 |
| Noninterest-bearing deposits | 13,417,000 | 15,760,000 | 15,655,000 | 15,887,000 |
| Equity capital | 16,604,000 | 16,848,000 | 17,414,000 | 17,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,132,000 | 4,594,000 | 7,236,000 | 10,070,000 |
| Interest expense | 1,035,000 | 2,262,000 | 3,588,000 | 5,026,000 |
| Net interest income | 1,097,000 | 2,332,000 | 3,648,000 | 5,044,000 |
| Noninterest income | 104,000 | 216,000 | 328,000 | 463,000 |
| Noninterest expense | 775,000 | 1,574,000 | 2,425,000 | 3,303,000 |
| Provision for loan losses | 54,000 | 108,000 | 162,000 | 216,000 |
| Pretax income | 372,000 | 866,000 | 1,389,000 | 1,988,000 |
| Income tax | 126,000 | 298,000 | 477,000 | 683,000 |
| Net income | 246,000 | 568,000 | 912,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,891,000 | 17,213,000 | 17,557,000 | 17,950,000 |
| Total capital | 17,908,000 | 18,284,000 | 18,681,000 | 19,129,000 |
| Risk-weighted assets | 115,068,000 | 121,051,000 | 131,173,000 | 136,282,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN COUNTY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.