Call reports 2003
BANK OF FRANKLIN COUNTY — 2003
What BANK OF FRANKLIN COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 70,348,000 | 80,810,000 | 86,804,000 | 89,892,000 |
| Total loans | 46,275,000 | 50,836,000 | 56,685,000 | 62,929,000 |
| Allowance for loan losses | 550,000 | 588,000 | 673,000 | 703,000 |
| Securities available for sale | 20,177,000 | 26,683,000 | 26,181,000 | 21,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,349,000 | 72,722,000 | 74,035,000 | 77,383,000 |
| Interest-bearing deposits | 58,877,000 | 66,112,000 | 67,249,000 | 70,228,000 |
| Noninterest-bearing deposits | 4,472,000 | 6,610,000 | 6,786,000 | 7,155,000 |
| Equity capital | 6,709,000 | 6,992,000 | 6,989,000 | 7,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,855,000 | 2,876,000 | 3,924,000 |
| Interest expense | 365,000 | 744,000 | 1,127,000 | 1,471,000 |
| Net interest income | 551,000 | 1,111,000 | 1,749,000 | 2,453,000 |
| Noninterest income | 120,000 | 222,000 | 382,000 | 439,000 |
| Noninterest expense | 351,000 | 718,000 | 1,121,000 | 1,572,000 |
| Provision for loan losses | 80,000 | 118,000 | 203,000 | 233,000 |
| Pretax income | 252,000 | 520,000 | 833,000 | 1,120,000 |
| Income tax | 91,000 | 186,000 | 298,000 | 399,000 |
| Net income | 161,000 | 334,000 | 535,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,433,000 | 6,606,000 | 6,807,000 | 6,993,000 |
| Total capital | 6,959,000 | 7,194,000 | 7,470,000 | 7,686,000 |
| Risk-weighted assets | 42,031,000 | 47,818,000 | 53,061,000 | 58,118,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN COUNTY — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.