Call reports 2026
HURON STATE BANK — 2026
What HURON STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 96,450,000 | 95,102,000 |
| Total loans | 61,482,000 | 62,446,000 |
| Allowance for loan losses | 770,000 | 807,000 |
| Securities available for sale | 10,590,000 | 10,174,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 83,832,000 | 82,413,000 |
| Interest-bearing deposits | 68,309,000 | 66,000,000 |
| Noninterest-bearing deposits | 15,523,000 | 16,413,000 |
| Equity capital | 11,404,000 | 11,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,089,000 | 2,221,000 |
| Interest expense | 365,000 | 739,000 |
| Net interest income | 724,000 | 1,482,000 |
| Noninterest income | 77,000 | 214,000 |
| Noninterest expense | 573,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 228,000 | 600,000 |
| Income tax | 38,000 | 124,000 |
| Net income | 190,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,993,000 | 11,867,000 |