Call reports 2026
CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2026
What CITIZENS NATIONAL BANK OF PARK RAPIDS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 380,050,000 | 396,998,000 |
| Total loans | 300,194,000 | 312,777,000 |
| Allowance for loan losses | 4,999,000 | 5,039,000 |
| Securities available for sale | 61,722,000 | 71,481,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 330,981,000 | 348,056,000 |
| Interest-bearing deposits | 274,557,000 | 291,454,000 |
| Noninterest-bearing deposits | 56,424,000 | 56,602,000 |
| Equity capital | 45,683,000 | 45,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,497,000 | 11,351,000 |
| Interest expense | 1,599,000 | 3,317,000 |
| Net interest income | 3,898,000 | 8,034,000 |
| Noninterest income | 333,000 | 746,000 |
| Noninterest expense | 2,152,000 | 4,543,000 |
| Provision for loan losses | 105,000 | 210,000 |
| Pretax income | 1,974,000 | 4,027,000 |
| Income tax | 0 | 328,000 |
| Net income | 1,974,000 | 3,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,314,000 | 46,042,000 |