Call reports 2019
CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2019
What CITIZENS NATIONAL BANK OF PARK RAPIDS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 252,913,000 | 266,957,000 | 264,650,000 | 268,626,000 |
| Total loans | 212,476,000 | 221,576,000 | 225,819,000 | 224,931,000 |
| Allowance for loan losses | 2,920,000 | 2,941,000 | 2,978,000 | 3,137,000 |
| Securities available for sale | 22,701,000 | 32,643,000 | 27,485,000 | 23,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,577,000 | 234,329,000 | 231,137,000 | 234,484,000 |
| Interest-bearing deposits | 188,206,000 | 199,089,000 | 196,511,000 | 201,077,000 |
| Noninterest-bearing deposits | 31,371,000 | 35,240,000 | 34,626,000 | 33,407,000 |
| Equity capital | 28,868,000 | 29,007,000 | 29,659,000 | 30,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,957,000 | 6,035,000 | 9,291,000 | 12,635,000 |
| Interest expense | 509,000 | 1,026,000 | 1,583,000 | 2,151,000 |
| Net interest income | 2,448,000 | 5,009,000 | 7,708,000 | 10,484,000 |
| Noninterest income | 256,000 | 511,000 | 776,000 | 1,081,000 |
| Noninterest expense | 1,661,000 | 3,197,000 | 4,924,000 | 6,693,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 475,000 |
| Pretax income | 892,000 | 2,097,000 | 3,258,000 | 4,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 892,000 | 2,097,000 | 3,258,000 | 4,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,007,000 | 28,964,000 | 29,598,000 | 30,734,000 |
| Total capital | 31,424,000 | 31,481,000 | 32,112,000 | 33,267,000 |
| Risk-weighted assets | 192,922,000 | 200,943,000 | 200,681,000 | 202,104,000 |