Call reports 2018
CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2018
What CITIZENS NATIONAL BANK OF PARK RAPIDS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 254,329,000 | 276,471,000 | 265,892,000 | 264,050,000 |
| Total loans | 214,309,000 | 220,973,000 | 216,930,000 | 213,325,000 |
| Allowance for loan losses | 2,493,000 | 2,628,000 | 2,710,000 | 2,781,000 |
| Securities available for sale | 28,852,000 | 30,015,000 | 27,379,000 | 24,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,093,000 | 245,269,000 | 233,985,000 | 231,311,000 |
| Interest-bearing deposits | 192,132,000 | 212,729,000 | 201,750,000 | 199,642,000 |
| Noninterest-bearing deposits | 29,961,000 | 32,540,000 | 32,235,000 | 31,669,000 |
| Equity capital | 26,923,000 | 26,701,000 | 27,217,000 | 28,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,685,000 | 8,817,000 | 11,851,000 |
| Interest expense | 329,000 | 754,000 | 1,229,000 | 1,723,000 |
| Net interest income | 2,393,000 | 4,931,000 | 7,588,000 | 10,128,000 |
| Noninterest income | 253,000 | 520,000 | 800,000 | 1,101,000 |
| Noninterest expense | 1,660,000 | 3,235,000 | 4,916,000 | 6,561,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 836,000 | 1,916,000 | 3,022,000 | 4,067,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 836,000 | 1,916,000 | 3,022,000 | 4,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,308,000 | 27,128,000 | 27,718,000 | 28,763,000 |
| Total capital | 29,768,000 | 29,664,000 | 30,193,000 | 31,205,000 |
| Risk-weighted assets | 196,791,000 | 202,836,000 | 197,785,000 | 195,061,000 |