Call reports 2013
CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2013
What CITIZENS NATIONAL BANK OF PARK RAPIDS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 213,563,000 | 216,312,000 | 209,806,000 | 212,862,000 |
| Total loans | 136,785,000 | 140,802,000 | 141,482,000 | 144,386,000 |
| Allowance for loan losses | 2,228,000 | 2,237,000 | 2,235,000 | 2,247,000 |
| Securities available for sale | 52,152,000 | 53,930,000 | 53,582,000 | 51,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,158,000 | 193,331,000 | 186,105,000 | 189,062,000 |
| Interest-bearing deposits | 162,662,000 | 174,554,000 | 165,975,000 | 168,209,000 |
| Noninterest-bearing deposits | 26,496,000 | 18,777,000 | 20,130,000 | 20,853,000 |
| Equity capital | 22,027,000 | 20,527,000 | 21,122,000 | 21,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,198,000 | 4,422,000 | 6,680,000 | 8,945,000 |
| Interest expense | 259,000 | 508,000 | 749,000 | 986,000 |
| Net interest income | 1,939,000 | 3,914,000 | 5,931,000 | 7,959,000 |
| Noninterest income | 207,000 | 438,000 | 664,000 | 889,000 |
| Noninterest expense | 1,300,000 | 2,695,000 | 3,957,000 | 5,511,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 120,000 |
| Pretax income | 801,000 | 1,567,000 | 2,548,000 | 3,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 801,000 | 1,567,000 | 2,548,000 | 3,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,673,000 | 20,478,000 | 20,979,000 | 21,648,000 |
| Total capital | 22,355,000 | 22,220,000 | 22,756,000 | 23,460,000 |
| Risk-weighted assets | 134,033,000 | 138,859,000 | 141,686,000 | 144,504,000 |