Call reports 2012
CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2012
What CITIZENS NATIONAL BANK OF PARK RAPIDS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,420,000 | 211,850,000 | 201,511,000 | 213,870,000 |
| Total loans | 135,906,000 | 136,690,000 | 139,579,000 | 139,642,000 |
| Allowance for loan losses | 2,349,000 | 2,335,000 | 2,293,000 | 2,198,000 |
| Securities available for sale | 48,252,000 | 47,155,000 | 46,146,000 | 40,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,565,000 | 188,885,000 | 177,717,000 | 189,753,000 |
| Interest-bearing deposits | 162,839,000 | 170,122,000 | 158,306,000 | 161,627,000 |
| Noninterest-bearing deposits | 17,726,000 | 18,763,000 | 19,411,000 | 28,126,000 |
| Equity capital | 20,455,000 | 20,498,000 | 21,214,000 | 21,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 4,684,000 | 7,009,000 | 9,346,000 |
| Interest expense | 334,000 | 657,000 | 948,000 | 1,220,000 |
| Net interest income | 2,007,000 | 4,027,000 | 6,061,000 | 8,126,000 |
| Noninterest income | 151,000 | 304,000 | 454,000 | 629,000 |
| Noninterest expense | 1,277,000 | 2,593,000 | 3,821,000 | 5,324,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 867,000 | 1,726,000 | 2,716,000 | 3,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,726,000 | 2,716,000 | 3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,205,000 | 19,105,000 | 19,615,000 | 20,351,000 |
| Total capital | 20,912,000 | 20,824,000 | 21,341,000 | 22,067,000 |
| Risk-weighted assets | 135,906,000 | 136,937,000 | 137,539,000 | 136,764,000 |