Call reports 2011
CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2011
What CITIZENS NATIONAL BANK OF PARK RAPIDS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 195,525,000 | 199,387,000 | 198,211,000 | 203,561,000 |
| Total loans | 138,357,000 | 137,753,000 | 137,451,000 | 138,908,000 |
| Allowance for loan losses | 2,380,000 | 2,382,000 | 2,375,000 | 2,292,000 |
| Securities available for sale | 45,541,000 | 45,153,000 | 44,128,000 | 47,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,257,000 | 178,239,000 | 176,254,000 | 181,225,000 |
| Interest-bearing deposits | 159,972,000 | 162,571,000 | 157,020,000 | 164,231,000 |
| Noninterest-bearing deposits | 15,285,000 | 15,668,000 | 19,234,000 | 16,994,000 |
| Equity capital | 17,788,000 | 18,654,000 | 19,225,000 | 19,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 4,942,000 | 7,352,000 | 9,784,000 |
| Interest expense | 461,000 | 899,000 | 1,310,000 | 1,684,000 |
| Net interest income | 2,036,000 | 4,043,000 | 6,042,000 | 8,100,000 |
| Noninterest income | 164,000 | 308,000 | 479,000 | 686,000 |
| Noninterest expense | 1,276,000 | 2,605,000 | 3,943,000 | 5,378,000 |
| Provision for loan losses | 150,000 | 180,000 | 210,000 | 240,000 |
| Pretax income | 774,000 | 1,582,000 | 2,474,000 | 3,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 774,000 | 1,582,000 | 2,474,000 | 3,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,366,000 | 17,670,000 | 18,081,000 | 18,879,000 |
| Total capital | 19,009,000 | 19,323,000 | 19,716,000 | 20,590,000 |
| Risk-weighted assets | 130,731,000 | 131,543,000 | 130,023,000 | 136,303,000 |