Call reports 2009
CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2009
What CITIZENS NATIONAL BANK OF PARK RAPIDS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 179,981,000 | 194,691,000 | 191,021,000 | 194,243,000 |
| Total loans | 147,737,000 | 147,891,000 | 146,626,000 | 144,787,000 |
| Allowance for loan losses | 1,420,000 | 1,451,000 | 1,926,000 | 2,163,000 |
| Securities available for sale | 19,609,000 | 22,679,000 | 29,132,000 | 31,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,102,000 | 173,935,000 | 169,814,000 | 172,619,000 |
| Interest-bearing deposits | 146,111,000 | 159,207,000 | 154,071,000 | 156,989,000 |
| Noninterest-bearing deposits | 12,991,000 | 14,728,000 | 15,743,000 | 15,630,000 |
| Equity capital | 14,464,000 | 14,444,000 | 14,924,000 | 15,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,660,000 | 5,428,000 | 8,146,000 | 10,805,000 |
| Interest expense | 955,000 | 1,900,000 | 2,776,000 | 3,570,000 |
| Net interest income | 1,705,000 | 3,528,000 | 5,370,000 | 7,235,000 |
| Noninterest income | 200,000 | 396,000 | 642,000 | 814,000 |
| Noninterest expense | 1,268,000 | 2,489,000 | 3,743,000 | 4,901,000 |
| Provision for loan losses | 500,000 | 1,250,000 | 1,895,000 | 2,190,000 |
| Pretax income | 137,000 | 185,000 | 374,000 | 958,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 185,000 | 374,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,072,000 | 14,119,000 | 14,309,000 | 14,893,000 |
| Total capital | 15,492,000 | 15,570,000 | 15,987,000 | 16,550,000 |
| Risk-weighted assets | 131,500,000 | 134,161,000 | 133,980,000 | 132,084,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK OF PARK RAPIDS, THE — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.