Call reports 2016
SECURITY BANK OF SOUTHWEST MISSOURI — 2016
What SECURITY BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,513,000 | 82,959,000 | 81,352,000 | 82,908,000 |
| Total loans | 56,836,000 | 57,087,000 | 57,031,000 | 56,849,000 |
| Allowance for loan losses | 741,000 | 759,000 | 755,000 | 772,000 |
| Securities available for sale | 16,567,000 | 16,722,000 | 15,771,000 | 18,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,136,000 | 73,378,000 | 71,659,000 | 73,365,000 |
| Interest-bearing deposits | 62,761,000 | 62,172,000 | 60,998,000 | 62,088,000 |
| Noninterest-bearing deposits | 10,375,000 | 11,206,000 | 10,661,000 | 11,277,000 |
| Equity capital | 8,833,000 | 9,062,000 | 9,143,000 | 8,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,898,000 | 2,849,000 | 3,779,000 |
| Interest expense | 97,000 | 191,000 | 286,000 | 380,000 |
| Net interest income | 860,000 | 1,707,000 | 2,563,000 | 3,399,000 |
| Noninterest income | 170,000 | 344,000 | 504,000 | 667,000 |
| Noninterest expense | 563,000 | 1,127,000 | 1,692,000 | 2,238,000 |
| Provision for loan losses | 51,000 | 81,000 | 111,000 | 142,000 |
| Pretax income | 416,000 | 843,000 | 1,264,000 | 1,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 416,000 | 843,000 | 1,264,000 | 1,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,832,000 | 8,962,000 | 9,086,000 | 8,770,000 |
| Total capital | 9,476,000 | 9,611,000 | 9,729,000 | 9,420,000 |
| Risk-weighted assets | 51,444,000 | 51,781,000 | 51,295,000 | 51,875,000 |