Call reports 2015
SECURITY BANK OF SOUTHWEST MISSOURI — 2015
What SECURITY BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,753,000 | 80,706,000 | 81,377,000 | 82,926,000 |
| Total loans | 53,176,000 | 54,501,000 | 56,548,000 | 56,489,000 |
| Allowance for loan losses | 740,000 | 771,000 | 796,000 | 710,000 |
| Securities available for sale | 18,909,000 | 19,126,000 | 18,203,000 | 18,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,857,000 | 71,904,000 | 72,291,000 | 73,719,000 |
| Interest-bearing deposits | 62,153,000 | 62,272,000 | 63,046,000 | 63,161,000 |
| Noninterest-bearing deposits | 9,704,000 | 9,632,000 | 9,245,000 | 10,558,000 |
| Equity capital | 8,278,000 | 8,222,000 | 8,489,000 | 8,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,797,000 | 2,721,000 | 3,685,000 |
| Interest expense | 99,000 | 200,000 | 302,000 | 400,000 |
| Net interest income | 791,000 | 1,597,000 | 2,419,000 | 3,285,000 |
| Noninterest income | 174,000 | 353,000 | 526,000 | 699,000 |
| Noninterest expense | 581,000 | 1,135,000 | 1,670,000 | 2,215,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 158,000 |
| Pretax income | 354,000 | 755,000 | 1,185,000 | 1,611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 755,000 | 1,185,000 | 1,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,348,000 | 8,451,000 | 8,394,000 | 8,713,000 |
| Total capital | 9,052,000 | 9,102,000 | 9,060,000 | 9,371,000 |
| Risk-weighted assets | 56,328,000 | 51,996,000 | 53,170,000 | 52,583,000 |