Call reports 2012
SECURITY BANK OF SOUTHWEST MISSOURI — 2012
What SECURITY BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,032,000 | 75,115,000 | 75,688,000 | 75,702,000 |
| Total loans | 47,197,000 | 48,731,000 | 49,451,000 | 49,877,000 |
| Allowance for loan losses | 627,000 | 662,000 | 674,000 | 669,000 |
| Securities available for sale | 18,829,000 | 17,819,000 | 19,299,000 | 18,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,214,000 | 67,083,000 | 67,523,000 | 67,459,000 |
| Interest-bearing deposits | 59,263,000 | 59,940,000 | 60,533,000 | 59,821,000 |
| Noninterest-bearing deposits | 6,951,000 | 7,143,000 | 6,990,000 | 7,638,000 |
| Equity capital | 7,421,000 | 7,561,000 | 7,667,000 | 7,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,849,000 | 2,784,000 | 3,712,000 |
| Interest expense | 149,000 | 297,000 | 440,000 | 577,000 |
| Net interest income | 771,000 | 1,552,000 | 2,344,000 | 3,135,000 |
| Noninterest income | 162,000 | 324,000 | 487,000 | 636,000 |
| Noninterest expense | 524,000 | 1,050,000 | 1,588,000 | 2,117,000 |
| Provision for loan losses | 23,000 | 50,000 | 73,000 | 95,000 |
| Pretax income | 386,000 | 776,000 | 1,170,000 | 1,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 776,000 | 1,170,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,311,000 | 7,405,000 | 7,502,000 | 7,594,000 |
| Total capital | 7,938,000 | 8,067,000 | 8,163,000 | 8,263,000 |
| Risk-weighted assets | 51,608,000 | 52,824,000 | 52,916,000 | 53,939,000 |