Call reports 2018
KINGSLEY STATE BANK — 2018
What KINGSLEY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 198,008,000 | 192,424,000 | 188,405,000 | 191,086,000 |
| Total loans | 135,112,000 | 136,362,000 | 132,399,000 | 132,475,000 |
| Allowance for loan losses | 2,745,000 | 2,748,000 | 2,748,000 | 2,750,000 |
| Securities available for sale | 41,660,000 | 41,806,000 | 40,802,000 | 41,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,319,000 | 167,044,000 | 165,617,000 | 168,005,000 |
| Interest-bearing deposits | 152,351,000 | 148,880,000 | 145,401,000 | 147,627,000 |
| Noninterest-bearing deposits | 20,968,000 | 18,164,000 | 20,216,000 | 20,378,000 |
| Equity capital | 24,333,000 | 24,925,000 | 22,245,000 | 22,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,631,000 | 5,558,000 | 7,406,000 |
| Interest expense | 310,000 | 657,000 | 1,051,000 | 1,485,000 |
| Net interest income | 1,503,000 | 2,974,000 | 4,507,000 | 5,921,000 |
| Noninterest income | 111,000 | 277,000 | 400,000 | 444,000 |
| Noninterest expense | 1,048,000 | 2,074,000 | 3,090,000 | 4,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 566,000 | 1,177,000 | 1,817,000 | 2,211,000 |
| Income tax | 28,000 | 56,000 | 91,000 | 215,000 |
| Net income | 538,000 | 1,121,000 | 1,726,000 | 1,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,726,000 | 25,309,000 | 22,877,000 | 22,935,000 |
| Total capital | 26,782,000 | 27,256,000 | 24,749,000 | 24,809,000 |
| Risk-weighted assets | 163,785,000 | 154,930,000 | 148,917,000 | 149,078,000 |