Call reports 2017
KINGSLEY STATE BANK — 2017
What KINGSLEY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 192,771,000 | 187,439,000 | 186,431,000 | 192,015,000 |
| Total loans | 128,292,000 | 128,656,000 | 128,668,000 | 135,409,000 |
| Allowance for loan losses | 2,452,000 | 2,503,000 | 2,550,000 | 2,732,000 |
| Securities available for sale | 41,899,000 | 42,509,000 | 42,260,000 | 41,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,218,000 | 163,052,000 | 161,618,000 | 167,535,000 |
| Interest-bearing deposits | 145,685,000 | 145,090,000 | 141,820,000 | 146,644,000 |
| Noninterest-bearing deposits | 19,533,000 | 17,962,000 | 19,798,000 | 20,891,000 |
| Equity capital | 24,440,000 | 24,039,000 | 24,416,000 | 24,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,392,000 | 5,130,000 | 6,929,000 |
| Interest expense | 242,000 | 506,000 | 771,000 | 1,058,000 |
| Net interest income | 1,426,000 | 2,886,000 | 4,359,000 | 5,871,000 |
| Noninterest income | 108,000 | 270,000 | 432,000 | 548,000 |
| Noninterest expense | 937,000 | 1,882,000 | 2,832,000 | 3,927,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 275,000 |
| Pretax income | 597,000 | 1,236,000 | 1,897,000 | 2,255,000 |
| Income tax | 30,000 | 62,000 | 95,000 | 113,000 |
| Net income | 567,000 | 1,174,000 | 1,802,000 | 2,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,365,000 | 23,597,000 | 24,018,000 | 24,164,000 |
| Total capital | 26,314,000 | 25,514,000 | 25,949,000 | 26,138,000 |
| Risk-weighted assets | 155,410,000 | 152,781,000 | 153,846,000 | 157,197,000 |