Call reports 2012
KINGSLEY STATE BANK — 2012
What KINGSLEY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 147,750,000 | 151,202,000 | 151,178,000 | 161,608,000 |
| Total loans | 55,632,000 | 57,414,000 | 57,964,000 | 62,768,000 |
| Allowance for loan losses | 953,000 | 961,000 | 970,000 | 979,000 |
| Securities available for sale | 57,939,000 | 61,358,000 | 67,091,000 | 67,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,690,000 | 130,237,000 | 129,732,000 | 140,167,000 |
| Interest-bearing deposits | 114,982,000 | 117,603,000 | 116,849,000 | 122,100,000 |
| Noninterest-bearing deposits | 11,708,000 | 12,634,000 | 12,883,000 | 18,067,000 |
| Equity capital | 20,768,000 | 20,680,000 | 21,188,000 | 21,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,451,000 | 3,654,000 | 4,846,000 |
| Interest expense | 283,000 | 564,000 | 815,000 | 1,050,000 |
| Net interest income | 962,000 | 1,887,000 | 2,839,000 | 3,796,000 |
| Noninterest income | 129,000 | 232,000 | 372,000 | 562,000 |
| Noninterest expense | 475,000 | 989,000 | 1,501,000 | 2,332,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 616,000 | 1,144,000 | 1,725,000 | 2,041,000 |
| Income tax | 31,000 | 57,000 | 86,000 | 107,000 |
| Net income | 585,000 | 1,087,000 | 1,639,000 | 1,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,971,000 | 18,769,000 | 19,201,000 | 19,376,000 |
| Total capital | 19,924,000 | 19,730,000 | 20,171,000 | 20,355,000 |
| Risk-weighted assets | 78,444,000 | 80,855,000 | 81,226,000 | 88,436,000 |