Call reports 2025
LIBERTY BANK — 2025
What LIBERTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 134,456,000 | 179,254,000 | 187,829,000 | 186,498,000 |
| Total loans | 95,253,000 | 118,394,000 | 116,828,000 | 116,520,000 |
| Allowance for loan losses | 695,000 | 979,000 | 977,000 | 966,000 |
| Securities available for sale | 23,971,000 | 33,762,000 | 34,153,000 | 39,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,109,000 | 154,640,000 | 161,536,000 | 160,556,000 |
| Interest-bearing deposits | 91,651,000 | 118,455,000 | 123,886,000 | 124,155,000 |
| Noninterest-bearing deposits | 26,458,000 | 36,185,000 | 37,650,000 | 36,401,000 |
| Equity capital | 14,506,000 | 22,662,000 | 23,753,000 | 23,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 4,980,000 | 7,552,000 | 10,136,000 |
| Interest expense | 406,000 | 1,114,000 | 1,680,000 | 1,948,000 |
| Net interest income | 1,366,000 | 3,866,000 | 5,872,000 | 8,188,000 |
| Noninterest income | 82,000 | 262,000 | 351,000 | 530,000 |
| Noninterest expense | 662,000 | 1,778,000 | 2,664,000 | 4,406,000 |
| Provision for loan losses | 8,000 | 14,000 | 18,000 | 18,000 |
| Pretax income | 778,000 | 2,336,000 | 3,541,000 | 4,294,000 |
| Income tax | 212,000 | 634,000 | 935,000 | 1,313,000 |
| Net income | 566,000 | 1,702,000 | 2,606,000 | 2,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,699,000 | 21,557,000 | 22,310,000 | 22,453,000 |
| Total capital | 16,394,000 | 22,536,000 | 23,288,000 | 23,419,000 |
| Risk-weighted assets | 87,389,000 | 116,192,000 | 111,903,000 | 113,989,000 |