Call reports 2024
LIBERTY BANK — 2024
What LIBERTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 124,748,000 | 122,572,000 | 131,426,000 | 130,139,000 |
| Total loans | 91,231,000 | 90,539,000 | 90,679,000 | 90,800,000 |
| Allowance for loan losses | 660,000 | 665,000 | 673,000 | 684,000 |
| Securities available for sale | 23,982,000 | 23,486,000 | 23,674,000 | 24,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,874,000 | 106,493,000 | 115,120,000 | 114,417,000 |
| Interest-bearing deposits | 84,317,000 | 83,016,000 | 89,460,000 | 90,601,000 |
| Noninterest-bearing deposits | 25,557,000 | 23,477,000 | 25,660,000 | 23,816,000 |
| Equity capital | 13,100,000 | 13,459,000 | 14,175,000 | 13,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,083,000 | 4,700,000 | 6,330,000 |
| Interest expense | 218,000 | 468,000 | 793,000 | 1,192,000 |
| Net interest income | 1,316,000 | 2,615,000 | 3,907,000 | 5,138,000 |
| Noninterest income | 98,000 | 226,000 | 355,000 | 452,000 |
| Noninterest expense | 651,000 | 1,370,000 | 2,149,000 | 2,997,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 757,000 | 1,459,000 | 2,095,000 | 2,569,000 |
| Income tax | 227,000 | 389,000 | 563,000 | 680,000 |
| Net income | 530,000 | 1,070,000 | 1,532,000 | 1,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,559,000 | 14,914,000 | 15,177,000 | 15,333,000 |
| Total capital | 15,220,000 | 15,580,000 | 15,851,000 | 16,017,000 |
| Risk-weighted assets | 85,867,000 | 85,331,000 | 85,030,000 | 85,115,000 |