Call reports 2023
LIBERTY BANK — 2023
What LIBERTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 132,398,000 | 127,744,000 | 129,066,000 | 126,348,000 |
| Total loans | 87,506,000 | 88,343,000 | 90,833,000 | 92,234,000 |
| Allowance for loan losses | 632,000 | 637,000 | 645,000 | 652,000 |
| Securities available for sale | 26,145,000 | 25,356,000 | 24,495,000 | 24,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,535,000 | 111,697,000 | 112,673,000 | 112,022,000 |
| Interest-bearing deposits | 86,958,000 | 84,910,000 | 86,860,000 | 85,035,000 |
| Noninterest-bearing deposits | 29,577,000 | 26,787,000 | 25,813,000 | 26,987,000 |
| Equity capital | 14,301,000 | 14,638,000 | 14,910,000 | 12,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,807,000 | 4,290,000 | 5,836,000 |
| Interest expense | 130,000 | 280,000 | 455,000 | 661,000 |
| Net interest income | 1,233,000 | 2,527,000 | 3,835,000 | 5,175,000 |
| Noninterest income | 117,000 | 227,000 | 338,000 | 448,000 |
| Noninterest expense | 637,000 | 1,266,000 | 1,977,000 | 3,059,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 707,000 | 1,476,000 | 2,178,000 | 2,540,000 |
| Income tax | 190,000 | 381,000 | 583,000 | 651,000 |
| Net income | 517,000 | 1,095,000 | 1,595,000 | 1,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,780,000 | 16,309,000 | 16,811,000 | 14,180,000 |
| Total capital | 16,412,000 | 16,946,000 | 17,456,000 | 14,832,000 |
| Risk-weighted assets | 85,394,000 | 84,928,000 | 86,669,000 | 87,849,000 |