Call reports 2022
LIBERTY BANK — 2022
What LIBERTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 125,786,000 | 124,668,000 | 127,813,000 | 127,457,000 |
| Total loans | 72,272,000 | 77,387,000 | 84,080,000 | 85,526,000 |
| Allowance for loan losses | 546,000 | 545,000 | 552,000 | 559,000 |
| Securities available for sale | 19,757,000 | 19,598,000 | 21,352,000 | 25,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,838,000 | 110,256,000 | 113,147,000 | 112,366,000 |
| Interest-bearing deposits | 85,673,000 | 86,544,000 | 88,360,000 | 86,263,000 |
| Noninterest-bearing deposits | 25,165,000 | 23,712,000 | 24,787,000 | 26,103,000 |
| Equity capital | 13,729,000 | 13,215,000 | 13,435,000 | 13,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,938,000 | 3,101,000 | 4,408,000 |
| Interest expense | 58,000 | 114,000 | 170,000 | 275,000 |
| Net interest income | 872,000 | 1,824,000 | 2,931,000 | 4,133,000 |
| Noninterest income | 134,000 | 272,000 | 390,000 | 536,000 |
| Noninterest expense | 622,000 | 1,245,000 | 1,823,000 | 2,713,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 378,000 | 839,000 | 1,480,000 | 1,932,000 |
| Income tax | 101,000 | 215,000 | 387,000 | 503,000 |
| Net income | 277,000 | 624,000 | 1,093,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,530,000 | 14,828,000 | 15,247,000 | 15,383,000 |
| Total capital | 15,076,000 | 15,373,000 | 15,799,000 | 15,942,000 |
| Risk-weighted assets | 73,462,000 | 78,501,000 | 84,358,000 | 85,125,000 |