Call reports 2021
LIBERTY BANK — 2021
What LIBERTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 123,316,000 | 121,721,000 | 124,883,000 | 122,188,000 |
| Total loans | 69,688,000 | 71,497,000 | 72,891,000 | 70,093,000 |
| Allowance for loan losses | 518,000 | 525,000 | 533,000 | 540,000 |
| Securities available for sale | 17,087,000 | 19,665,000 | 21,402,000 | 21,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,253,000 | 106,296,000 | 109,062,000 | 106,638,000 |
| Interest-bearing deposits | 83,297,000 | 84,865,000 | 86,769,000 | 82,164,000 |
| Noninterest-bearing deposits | 24,956,000 | 21,431,000 | 22,293,000 | 24,474,000 |
| Equity capital | 13,880,000 | 14,282,000 | 14,677,000 | 14,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,870,000 | 2,820,000 | 3,775,000 |
| Interest expense | 104,000 | 187,000 | 254,000 | 317,000 |
| Net interest income | 830,000 | 1,683,000 | 2,566,000 | 3,458,000 |
| Noninterest income | 406,000 | 803,000 | 910,000 | 1,007,000 |
| Noninterest expense | 555,000 | 1,094,000 | 1,639,000 | 2,530,000 |
| Provision for loan losses | 206,000 | 212,000 | 218,000 | 224,000 |
| Pretax income | 475,000 | 1,180,000 | 1,619,000 | 1,711,000 |
| Income tax | 125,000 | 317,000 | 430,000 | 443,000 |
| Net income | 350,000 | 863,000 | 1,189,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,732,000 | 14,195,000 | 14,422,000 | 14,302,000 |
| Total capital | 14,250,000 | 14,720,000 | 14,955,000 | 14,842,000 |
| Risk-weighted assets | 70,294,000 | 74,029,000 | 74,286,000 | 71,151,000 |